Domestic Buyers Guide

Owning your dream home made easy.
Akshar Builders brings to you the convenience of availing housing loans. We have collaborated with esteemed institutions like ICICI Bank, HDFC, Axis, State Bank of India, etc. to make processing of loans easier for you. 

Here are the legal documents required to obtain housing loans: 
(a) Income Tax Returns 
(b) Salary Slips 
(c) Residence Proof (if you have any) 
(d) Proof of Identification 
(e) Auditors Report 

The loan will be sanctioned after the selection of property and submission of the required legal documents. The process might take some time as each document needs to be verified for the safety of the applicant. The 230 A Clearance of the seller and / or 37I clearance from the appropriate income tax authorities (if applicable) is also needed. Once the above has been submitted and verified, the registration of the conveyance deed and investment of the applicant's own contribution and the loan amount will be disbursed by the bank. The disbursement will be in favor of the builder. 

Documents required for disbursement: 
  1. Loan agreements 
  2. Disbursement requests 
  3. Post-dated cheques 
  4. Personal guarantors’ document